Pamlico County Homes under $500,000

Welcome to Pamlico County, North Carolina—a hidden gem nestled between the serene waters of the Pamlico River and the breathtaking coastline of the Atlantic Ocean. Known for its picturesque landscapes and charming small towns, Pamlico County offers a unique blend of natural beauty and Southern hospitality. With its rich history, vibrant culture, and a wealth of outdoor activities, it's no wonder that this area is becoming a sought-after destination for homebuyers.

For those seeking their dream home without breaking the bank, Pamlico County has a variety of options available under $500,000. Whether you’re looking for a cozy cottage by the water, a spacious family home in a friendly neighborhood, or a charming historic property, you’ll find that Pamlico County has something for everyone. The local real estate market features an array of homes that cater to various lifestyles and preferences, ensuring that you can find the perfect fit for your needs.

Imagine waking up to the gentle sounds of nature, enjoying morning coffee on your porch while taking in stunning views of the river or the lush greenery that surrounds you. With affordable housing options, you can invest in a slice of paradise without stretching your budget.

Pamlico County also boasts a tight-knit community, excellent schools, and recreational opportunities such as fishing, boating, and hiking. Embrace the tranquility and charm of this beautiful region—explore homes under $500,000 in Pamlico County today, and take the first step towards your new life in this idyllic setting!

Newest Pamlico County Homes under $500,000

$350,000

3 Beds ⋅ 4 Baths

Located in the Village of Oriental, this spacious end-unit condominium offers a flexible three-level layout with three bedrooms, each featuring its own ensuite bath. The first floor includes a private bedroom and full bath, along with convenient access to the one-car garage. The second level features an open-concept living, dining, and kitchen area with 9-foot ceilings, hardwood floors, a half bath and a gas fireplace. The generously sized kitchen offers ample cabinetry, workspace, a breakfast area, and abundant windows for natural light. Two additional bedrooms, each with an ensuite bath, are located on the third floor. An elevator provides convenient access to all three levels. As an end unit, the condo offers additional windows and a side entrance to the garage. The location is just a short distance from Oriental's waterfront, restaurants, shops, and local activities. Yard maintenance is included through the condominium association, providing easy exterior upkeep. A combination of spacious living areas, ensuite bedrooms, an elevator, garage parking, and a convenient village location make this a distinctive opportunity in Oriental. No short term leases.

405 Freemason St Unit A, Oriental

$395,000

2 Beds ⋅ 3 Baths

Welcome to your own personal waterfront paradise, where breathtaking views and coastal charm create the perfect retreat. Nestled among just eight units, this exclusive community offers a peaceful setting ideal for relaxing or entertaining. The thoughtfully designed reverse floor plan showcases the main living area upstairs, featuring an open concept layout, gas log fireplace, a spacious kitchen, dining area, and living room. Begin your mornings with unforgettable sunrises from the private balcony and spend your afternoons watching dolphins play along the shoreline. Downstairs, the spacious owner's suite offers a walk-in closet, private en-suite bath, and direct access to a covered porch with equally incredible views. Two additional rooms provide flexible sleeping arrangements, including a secondary bedroom with twin beds and an additional space currently used as a third bedroom (septic permitted for two bedrooms), along with a shared full bath. This charming waterfront community includes a private pier, pool, grilling area, dedicated boat parking and beach access. Perfect for fishing, swimming, kayaking, and enjoying the coastal lifestyle. Recent updates include new washer and dryer and new upstairs HVAC. Conveniently located just minutes from Oriental, the Minnesott Beach Ferry, local camps and a short drive to New Bern. This fully furnished property offers an exceptional opportunity as a vacation home, investment property, or both.

511 Neuse Village Rd Unit 7, Arapahoe

$337,900

3 Beds ⋅ 2 Baths

COASTAL LIVING NEAR THE BAY RIVER -- WITH COMPLIMENTARY BOAT SLIP USE FOR ONE YEAR! Enjoy the relaxed Inner Banks lifestyle from this beautiful Vandemere home located just minutes from the Bay River and outstanding boating, fishing and water recreation. Even better, the property is being offered with complimentary use of a boat slip for one year while the Dock Owners Association is being finalized--giving you an opportunity to get your boat in the water and start enjoying the coastal lifestyle right away! Step inside to a bright, open-concept interior featuring an inviting kitchen with white cabinetry, granite countertops, stainless steel appliances, generous counter space and a large peninsula overlooking the spacious living and dining areas. Abundant windows fill the home with natural light and bring the peaceful outdoor surroundings inside. The home's clean coastal-inspired finishes include attractive flooring, neutral colors and well-appointed baths with granite countertops. Outside, you'll find expansive covered porches and decks offering plenty of room for rocking chairs, outdoor dining and relaxing after a day on the water. The wooded surroundings provide a quiet, natural backdrop while keeping you close to the waterfront lifestyle that makes Vandemere so special. Whether you're looking for a primary residence, coastal getaway, fishing retreat or second home, this property offers an appealing combination of newer construction, low-maintenance living and convenient access to the Bay River and surrounding waterways. Complimentary boat slip use is offered for one year, subject to applicable terms, availability and dock rules, while the Dock Owners Association is being established. Buyer should verify future slip ownership/use, association structure, dues and related terms. Some photos AI enhanced.

662 Vandemere Creek Dr, Vandemere

$357,500

2 Beds ⋅ 2 Baths

Beautifully Updated Condo with Stunning Creek Views! Welcome to this beautifully updated, move-in-ready condo offering gorgeous views of Smith and Green Creeks from your private deck. Thoughtfully renovated in 2024/2025, this home combines modern finishes, an open-concept layout, abundant storage, and fantastic amenities. The living areas, kitchen, and bedrooms feature durable LVP flooring, while the full bath has been updated with attractive tile and a walk-in shower. The refreshed kitchen boasts a center island, two sinks, granite countertops, a range with double oven, updated lighting, new hot water heater and custom cabinetry for exceptional storage. Custom cabinetry is also featured in both bedrooms. The open-concept design allows you to enjoy the beautiful water views from the kitchen, living room, and sunroom. Additional features include fresh paint throughout, a water softener system, and a convenient stackable washer and dryer. Enjoy resort-style amenities including a saltwater pool, plus a 12' x 36' boat slip that conveys with the unit. A first-floor storage closet. Bar stools also convey. With its beautiful updates, water views, boat slip, and desirable amenities, this condo is ready for you to move in and enjoy!

8047 Treasure Dr Unit Apt 8, Oriental

$410,000

2 Beds ⋅ 2 Baths

Welcome to your coastal retreat in Oriental, North Carolina--the Sailing Capital of North Carolina! This charming two-bedroom townhome offers low-maintenance living, beautiful views of Sailcraft Marina and Whittaker Creek, and an easygoing lifestyle just minutes from the open waters of the Neuse River. Since purchasing the home, the current owners have lovingly updated it throughout, including fresh interior paint and a completely renovated primary bathroom featuring a beautiful tile shower, Bluetooth-enabled exhaust fan with music, and mood lighting. Even better, the home is being offered fully furnished with the exception of the downstairs bedroom, making this a wonderful opportunity for a primary residence, weekend getaway, or coastal retreat. Relax on the screened-in porch while enjoying peaceful marina views, coastal breezes, and visits from local birds including hummingbirds and green herons. Boating enthusiasts will love the convenience of Sailcraft Marina nearby, where you can rent a slip and walk to your boat when you're ready to head out on the water. The home also offers a spacious 11' x 29' ground-level workshop and storage area, covered parking with room for vehicles or a golf cart, plus additional parking nearby. The HOA takes care of the grounds and most exterior building maintenance, allowing you to spend less time on upkeep and more time enjoying the coast. Recent improvements include an HVAC system and water heater installed in 2024, along with a deep stainless-steel kitchen sink, microwave, and dishwasher added in 2025. Washer, dryer, refrigerator, and furnishings--with the exception of the downstairs bedroom furniture--convey with the home. Life in Oriental is all about slowing down and enjoying the water. Spend your days sailing the Neuse River, exploring New Bern, Ocracoke Island, or the Crystal Coast, or simply stay close to home and enjoy Oriental's restaurants, shops, coffee houses, and popular community events such as the Ol' Front Porch Music Festival and Spirit of Christmas celebration. Whether you're looking for a full-time home or your own furnished coastal escape, 1404 Tosto Circle #7 offers an inviting combination of comfort, convenience, and the laid-back waterfront lifestyle that makes Oriental so special.

1404 Tosto Cir Unit Apt 7, Oriental

$345,000

2 Beds ⋅ 2 Baths

Unbeatable waterfront community property with NO HOA at 57 Mercer Drive--the home is located on a spacious corner lot that serves as an outdoor enthusiast's paradise. In addition to the home lot, this property also features an included waterfront lot complete with a private pier, boat lift, and dedicated electric and water hookups perfect for an RV! Inside the home, take in breathtaking panoramic water views of Burton Creek through the expansive picture window, set alongside rich Brazilian cherry floors and a cozy gas fireplace. Offered fully equipped with all appliances and most furniture staying, this turn-key property serves as an ideal primary residence or a lucrative rental investment in a premier duck hunting and fishing haven. The home also boasts a spacious screened-in back porch, a ground-level basement with shelving, storage, and established piping for an easy bathroom addition, and a 20x30 workshop featuring an elevated interior workroom. Home is located approximately 20 minutes to Oriental, NC; 45 minutes to Newbern, NC; 1 hour to Washington, NC.

57 Mercer Dr, Merritt

$345,000

3 Beds ⋅ 3 Baths

Imagine the possibilities! This home sits on a vista lot in Windward Shores, an established neighborhood with its own community boat ramp and tennis courts. Bogue Drive offers genuine river view and easy water access - without a waterfront price tag. This split-level pairs vaulted ceilings and an open living-to-kitchen flow with a lower level half bath. Up a short set of stairs, you'll find the primary bedroom with ensuite bathroom and two additional bedrooms and a shared bath with double sinks. Recent home upgrades include a new HVAC system, new primary walk-in shower, new kitchen appliances, all installed in 2025. Low maintenance vinyl windows tilt-in for easy cleaning. The protected, vista views are spectacular from the sunroom, which features a bank of windows with new blinds to shade the sun when needed. It's the perfect spot to enjoy your morning coffee or sit and watch the boats go by. Outdoor entertaining includes a 7'x13' elevated deck and a concrete patio featuring a fire pit and a 14'x11' pergola. A fenced backyard rounds out the outdoor space, ideal for pets or entertaining. The attached double garage provides a great storage for cars, toys, or holiday decor. NO HOA or HOA dues, close to the Village of Oriental. This property is a blank slate and offers the opportunity to make it your own waterview retreat. VIRTUAL STAGING has been used to help you imagine the possibilities.

5302 Bogue Dr, Oriental

956 Mill Creek Dr Unit A, Minnesott Beach

$340,000

2 Beds ⋅ 2 Baths

''Reelin' in the Years'' is one of three charming cottages on Lot 62 in the Arlington Place neighborhood, offering the best of both worlds: a relaxing coastal getaway when you're in town and rental income when you're away. This fully furnished Outfitter's Cottage blends rustic character with modern convenience, including super-fast Wi-Fi when you want to stay connected--and a peaceful setting that may tempt you to unplug. One of only nine cottages surrounding the copper-topped kayak center at the headwaters of Mill Creek, this home is just steps from the kayak center and dock, with easy access to Mill Creek and the Neuse River beyond. Enjoy quiet mornings on the wraparound front porch or unwind on the back deck and watch the sunset over Mill Creek. Inside, the cottage opens to inviting living spaces, a full kitchen with stainless steel appliances, a dining room with neat trim details, and a half bath. Upstairs, you'll find two bedrooms, a full bath, and a convenient laundry closet. Reclaimed tobacco barn floors on the main level add warmth and durability--ideal for a rental property--and the palette of coastal blue furnishings makes you feel like you're by the water, even when you're inside. Outside, board-and-batten siding and metal roof accents add to the cottage's timeless appeal. The front porch connects to the back porch of the neighboring cottage, with a divider providing separation. Owners and guests enjoy full access to Arlington Place amenities, including the clubhouse, pool, sport courts, parks, fire pits, trails, boardwalks, boat ramp, day docks, river beach, river pier, Pintail Lake, lake beach and more. Annual dues include POA dues, landscaping, the shared septic electric fee, and the cottage reserve fee. See the attached covenants for ownership structure and additional details. Your home away from home awaits. Note: This home cannot be used as a primary residence.

956 Mill Creek Dr Unit A, Minnesott Beach

$180,000

2 Beds ⋅ 2 Baths

**INVESTMENT OPPORTUNITY WITH SO MUCH POTENTIAL!** Situated on approximately **1 acre just outside the Oriental city limits**, this **2-bedroom, 2-bath home with an additional bonus room** is ready for someone with a vision to bring it back to life. Located **outside of a subdivision with no known restrictions**, this property offers plenty of space and flexibility. A **small tributary canal that feeds into Broad Creek runs along the side of the property**, offering a great spot for **kayaks, canoes, or small dinghy boats**. Broad Creek provides access toward the **Neuse River and Pamlico Sound**, some of Eastern North Carolina's most desirable waters for boating, fishing, and exploring the coast. The property also features a **carport added within the last few years** and a separate **shed/hangout area** beside the home that offers additional space for storage, a workshop, hobbies, or a casual gathering area. This property is being **sold AS-IS and has been priced with its current condition and needed repairs in mind**. Buyers should be aware that the home needs significant repairs, including **a portion of the ceiling caving in toward the front of the home, damage in the bathroom, and damage to the stairs**. This is a true fixer-upper and an opportunity for an investor, renovator, or buyer who isn't afraid of a project to make improvements and bring new life to the property. With **approximately one acre, no subdivision, no known restrictions, a small tributary canal with access toward Broad Creek, and a location just outside Oriental**, this property has plenty of possibilities. Bring your ideas, your tools, and your vision and come see what **817 Pamlico Road** could become!

817 Pamlico Rd, Oriental

$351,000

2 Beds ⋅ 2 Baths

Waterfront Views, Modern Renovation, Saltwater Pool, & Deeded Boat Slip! Gorgeous panoramic views of Smith and Green Creeks await from this beautifully renovated end-unit waterfront property! Enjoy breathtaking sunrises and spectacular sunsets from the comfort of your home or spacious rear deck, where the ever-changing water views create a truly special backdrop. Renovated throughout in 2023, this home offers modern style and effortless coastal living. The open-concept layout seamlessly connects the kitchen, dining, family room, and sunroom, all showcasing wide-open water views. The completely updated kitchen features new cabinetry, stainless steel appliances, quartz countertops, and a stylish tile backsplash. LVP flooring flows throughout, complemented by updated lighting, ceiling fans, and fresh paint. The inviting primary bath features a lovely walk-in tile shower, adding a touch of luxury to the home's thoughtful updates. The washer, dryer, refrigerator, and flat-screen TV convey, making this property move-in ready. Step outside to the sizeable rear deck and take in the incredible 360-degree water views--perfect for morning coffee, entertaining, or unwinding while watching the sun set over the creeks. For boating enthusiasts, a deeded 12' x 36' boat slip on Smith Creek conveys with the unit, providing easy access to the water for boating, fishing, and enjoying everything waterfront living has to offer. When you're not on the water, cool off and relax at the saltwater pool. Additional features include a convenient storage closet located at the end of the unit on the first floor. With its stunning waterfront setting, extensive 2023 renovations, private boat slip, pool access, and exceptional views, this property offers the perfect combination of comfort, convenience, and coastal lifestyle.

8047 Treasure Dr Unit Apt 5, Oriental

$75,000

3 Beds ⋅ 1 Baths

This property is ready for a complete transformation. A fabulous location in the heart of Pamlico County, Out of the flood zone in Grantsboro, just down from the main intersection of Hwy 306/Hwy 55. On two combined lots of an acre plus of land., with mature trees and a circular drive. So many possibilities. Fix up this home and rent out or move in and then build your dream home on the back of the property with privacy in between. Property is as is and financing may not be available as gas logs are the only source of heat and no cooling system.

469 Nc 306, Grantsboro

$314,000

3 Beds ⋅ 2 Baths

This charming 3-bedroom, 2-bath home offers the ideal blend of comfort, privacy, and convenience--just minutes from historic downtown New Bern. Located outside city limits with no HOA, it provides the freedom and flexibility buyers love. Built in 2014, the home features inviting outdoor spaces, including a covered front porch perfect for morning coffee and a rear patio ideal for relaxing or entertaining. Inside, the kitchen shines with granite countertops, an eat-in bar, and plenty of workspace for everyday cooking or hosting. All bedrooms include ceiling fans for year-round comfort. Set on just over half an acre, the property offers a peaceful, tree-lined backyard that enhances privacy. A larger attached garage and storage shed provide excellent space for tools, equipment, or hobbies. With quick access to shopping, dining, and New Bern's vibrant historic district, this move-in-ready home delivers a quiet, unrestricted lifestyle in a truly convenient location. Don't miss your chance to make it yours! For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

85 Plantation Oaks Dr, New Bern

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